Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Banking

Deposit Solutions

CBT Business Banking

At CBT We're In The Business of Serving Your Business!

Community Bank & Trust has been in the business of serving business customers for over a century. Our experienced staff of business management and lending professionals can work with you to maximize your financial options and streamline your financial operations. We work with you and for you based on your unique needs and opportunities.

Every new business checking account includes:

  • FREE CBT Debit Card
  • FREE eStatements
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift at account opening
  • FREE money for your old checks and debit cards

Minimum opening deposit: $50

Online Banking Solutions

Business Online Banking includes access to Unlimited Bill Pay, Funds Transfers, Wire Transfer Initiation, ACH debit and credit origination, EFT tax payments, payroll management and more (fees will apply).

Absolutely Free Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service charge
  • 1,000 FREE monthly transaction items*
  • No charge for ACH or cash deposits

*Includes checks paid, ACH withdrawals, and deposited checks not drawn on CBT.  Each additional item > 1,000 will cost $.50.

Business Interest Checking

For businesses that maintain higher balances and want to earn interest.

  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $8
  • No charge for ACH or cash deposits

*Includes checks paid, ACH withdrawals, and deposited checks not drawn on CBT.  Each additional item > 1,000 will cost $.50.

Commercial Plus Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just 10 cents each*
  • No charge for ACH or cash deposits

*Includes checks paid, ACH withdrawals, and deposited checks not drawn on CBT.

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Ordering Checks is easy!

Click Here to Reorder Deluxe Checks. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.

Financial Education

Learn more about financial safety, teaching kids about money and other resources by clicking here.