CBT Personal Checking

Which account is right for me?
Answer a few questions to determine the checking account for you.

Already a CBT checking customer and want a free gift?
With our Tell-A-Friend program everyone wins. Tell friends, family, and co-workers about Community Bank & Trust's checking accounts and you'll both get a free gift when they open their account.
Tell-A-Friend!

View current and future FREE GIFTS

Absolutely Free Checking
A FREE account for everyone!

• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Minimum balance to open: $50.00
• FREE return of check images
• FREE CBT OneCheck Card
• FREE Online Banking and Bill Pay
• FREE $2,000 Accidental Death and Dismemberment Insurance

Premier 50+ Free Interest Checking
FREE for customers 50 and over!

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Minimum balance to open: $50.00
• FREE return of check images for easy record keeping
• FREE CBT OneCheck Card
• FREE Online Banking and Bill Pay
• FREE $2,000 Accidental Death and Dismemberment Insurance
• FREE Membership in CBT Advantage Club

Preferred Free Interest Checking
FREE checking with the convenience of direct deposit or any automatic payment!

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Minimum balance to open: $50.00
• FREE return of check images for easy record keeping
• FREE CBT OneCheck Card
• FREE Online Banking and Bill Pay
• FREE $2,000 Accidental Death and Dismemberment Insurance

Prestige Checking
An account for those interested in higher interest!

• Higher interest rate with a balance of $2,500 or more
• Competitive interest if balance falls below $2,500
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Minimum balance to open: $50.00
• FREE return of check images for easy record keeping
• Only $8 monthly charge if balance falls below $1,000
• FREE CBT OneCheck Card
• FREE Online Banking and Bill Pay
• FREE $2,000 Accidental Death and Dismemberment Insurance

Above offers good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Check/Debit Card buyback: $2.00 per check pad or debit card purchased up to $25.00

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24 Hour Account Information: CBT Express Banking 1 800 397 5550

Community Bank and Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and interest-bearing transaction accounts with interest rates of 0.5 percent or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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