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Trust Services | Glossary of Terms

Investment Planning Services

We offer personal guidance and a variety of products to meet your individual needs.

 Lynn Moore Lyn Moore, Investment Representative
Lyn is a licensed securities broker.  She received her bachelor’s and master’s degrees from Pittsburg State University.  Employed by Community Bank & Trust since 2001, Lyn handles a wide variety of investments for her clients, including stocks, bonds, mutual funds, annuities, insurance and retirement planning. She is a Certified Securities Operations Specialist and she continues to enhance her skills in financial service through accredited seminars.
   
 Lynn Hayworth Lynn Hayworth, CPA, SVP & Trust Officer
Lynn is a licensed securities broker and a Certified Public Accountant.  She is originally from Carthage and received her bachelor’s degree from University of Missouri-Columbia. She has been employed by Community Bank & Trust since 1989.  She is a graduate of the Canon Trust Institute and has attended numerous seminars to gain expertise in trust, estate planning and financial management.
   
 Ray Stipp Ray Stipp, Vice Chairman
Ray is a licensed securities broker.  He is originally from Granby and received his bachelor’s degree from Missouri Southern State College.  He has been employed by Community Bank & Trust since 1984.  He is a graduate of the ABA Commercial Lending School, Advanced Commercial Lending School, BAI School of Bank Administration and the Canon Trust Institute.  Ray is very involved in the local community, participating in the Chamber of Commerce, community service and church activities.
  • Investments
    • We will help you achieve your goals with an appropriate asset allocation program designed for you.
       
  • Retirement Plans
    • For most people, an important part of retirement is having enough money to live comfortably.  We can assess your current retirement accumulation strategy to make sure you are on track.
       
  • Traditional & Roth IRAs
    • Let us show you how an IRA can benefit you.
       
  • Rollover your 401K or IRA
    • You can rollover your account without taxes or penalties and it will continue to grow tax-deferred.
       
  • Education plans
    • We can help you prepare your children and grandchildren for the future by making sure funds are available for their education.

Not FDIC Insured* May Lose Value • No Bank Guarantee
Securities offered through UMB Financial Services, Inc. Member NASD, SIPC.
Community Bank & Trust and UMB Financial Services, Inc. are not legally affiliated.
Insurance products offered through UMB Scout Insurance Services, Inc.


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