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Financial Center

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Investment Planning Services

We offer personal guidance and a variety of products to help meet your individual needs.

 Johnny E. Brown Johnny E. Brown, Investment Representative
Johnny is a licensed securities broker.  He received a bachelor Degree in Accounting from Pittsburg State University and also holds insurance licenses along with the Chartered Retirement Planning Counselor designation.  He has extensive background in accounting, both public and private, with over 25 years in controllership positions.  He previously served as a financial advisor with Wachovia/AG Edwards in Joplin.  Johnny is a 36 year resident of Neosho, where he and his wife Janet raised two sons.
 Lynn Moore Lyn Moore, Investment Representative
Lyn is a licensed securities broker.  She received her bachelor’s in Finance and Business Administration and master’s degree in Business Administration from Pittsburg State University.  Employed by Community Bank & Trust since 2001, Lyn handles a wide variety of investments for her clients, including stocks, bonds, mutual funds, annuities, insurance and retirement planning.  She continues to enhance her skills in financial service through accredited seminars.
 Ray Stipp Ray Stipp, President
Ray is a licensed securities broker.  He is originally from Granby and received his bachelor’s degree from Missouri Southern State College.  He has been employed by Community Bank & Trust since 1984.  He is a graduate of the ABA Commercial Lending School, Advanced Commercial Lending School, BAI School of Bank Administration and the Canon Trust Institute.  Ray is very involved in the local community, participating in the Chamber of Commerce, community service and church activities.
  • Investments
    • We will help you achieve your goals with an appropriate asset allocation program designed for you.
       
  • Retirement Plans
    • For most people, an important part of retirement is having enough money to live comfortably.  We can assess your current retirement accumulation strategy to help you ensure that you are on track.
       
  • Traditional & Roth IRAs
    • Let us show you how an IRA can benefit you.
       
  • Rollover your 401K or IRA
    • You can rollover your account without taxes or penalties and it will continue to grow tax-deferred.
       
  • Education Plans
    • We can help you prepare your children and grandchildren for the future by helping you to make sure that funds are available for their education.

Not FDIC Insured. No Bank Guarantee. May Lose Value
Not Insured by any Government Agency. Not a Deposit
 
Securities offered through Securities America Inc.,
Member FINRA (
www.finra.org) / SIPC (www.sipc.org).
Johnny E. Brown, Lyn Moore, and Ray Stipp, Registered Representatives.
Advisory services offered through Securities America Advisor, Inc. Johnny Brown, Financial Advisor
CBT Financial Center and Securities America, Inc. are unaffiliated.


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24 Hour Account Information: CBT Express Banking 1 800 397 5550

Community Bank and Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and interest-bearing transaction accounts with interest rates of 0.5 percent or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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