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CBT Business Savings & Investments

Statement Savings Account

The convenient way to keep track of your savings.
A CBT Business Savings Account is an easy way to secure your future with systematic savings! Access your balance online, by telephone or by easy to read statement. Deposit, transfer or withdraw money at any CBT location or any deposit capable ATM. Make transfers between your CBT accounts by telephone or Internet Banking.

Money Market Account

Earn higher interest than a standard checking account while enjoying the flexibility of check writing privileges.
CBT offers a flexible Business Money Market Account to meet your financial needs. With attractive rates and the ability to access your funds, our Business Money Market Account is a great short-term investment for extra funds. You only need $1,000 to open this account.  Interest paid on daily collected balance.*  40 FREE personalized money market checks at account opening.

Premium Investment Account

Competitive interest rates for higher money market balances.
All of the features of a regular Business Money Market Account plus higher interest rates.  Minimum balance required to open is $10,000.  Interest paid on daily collected balance.*  40 FREE personalized premium investment checks at account opening.

Certificates of Deposit

Choose the account that offers you the best combination of interest and term to suit your financial needs. Terms range from 3 months to 5 years.  A penalty for early withdrawal on Certificates of Deposit may be imposed

*Money Market and Premium Investment Account are variable interest rate accounts.  The interest rate and annual percentage yield may change at any time.  The number and type of withdrawals may be limited per month by federal regulation.


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24 Hour Account Information: CBT Express Banking 1 800 397 5550

Community Bank and Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and interest-bearing transaction accounts with interest rates of 0.5 percent or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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